An Idea of a Financial plan is simple. Set aside a small part of your income first, then spend the rest. Must be consistent with your needs and easily adaptable to the current lifestyle. No major sacrifices to start with. It could be a protection planning for Living Benefits to safeguard your family from the financial impact of Critical Illness or Disability. Expenses don’t stop even if your income stops. A Critical Illness Insurance can act as a back up for your income while you are recovering Assist families to safeguard their lifestyle from the unpredictable. Ensuring your dependents continue to get their “Expense money” even in the absence of an Income while the bread winner is Critically ill or Disabled. Here “One size fits all” doesn’t apply. Each individual and his needs are different and so is the solution we provide. My service on three principles – Empathy, Discipline, and Integrity. 15 long years as a career sailor aboard various War Ships and traveling across the globe, learning about different cultures, is my foundation. A brief stint as a production manager for a Human rights Documentary Film Maker, provided the platform to interact with people right from the shining stars and upper echelons of the society down to fishermen folk and social out casts ready to go to any end for daily survival. The experiences have made me stronger and a better human being. Its helped in my chosen career to understand, empathize and do what is right. My Mantra is ” Ethics, Proper code of conduct” with you in mind. You can have everything in life you want, if you will just help enough other people get what they want.