Financial Advisor in Dubai
Independent Financial Advisor UAE



A Trusted and Professional Financial Advisor
My approach is simple no jargon, no clutter. Just disciplined, clear, and caring financial planning. Together, we’ll turn your income into peace of mind and your savings into a lasting legacy.
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Expert Guidance for a Secure Financial Tomorrow

Income Protection
Protect your monthly income from unexpected illness or accidents and maintain your lifestyle without....

Life & Family Financial Planning
Secure your family’s financial future with coverage that provides stability, support...


Keyman Insurance
Protect your business from financial loss by covering the impact of losing a key team member essential...

Retirement Planning
Build a smart, tax-efficient retirement plan that ensures steady income, long-term confidence...

Child Education Planning
Secure your child’s future with a personalised education fund and long-term growth....

Investments Planning
Investing wisely is one of the most important steps toward building long-term financial security.
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I'm Dr. Sijo Mathews


Your success begins with smart financial planning
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What our clients say about us
Dr.Sijo C Mathews HC InsuranceGodfather Navy Veteran Ex MDRT Country Chair UAE Financial planning Advisor 56 Google reviewsPosted on Crispin MisquitaTrustindex verifies that the original source of the review is Google. We've been working with Sijo Mathews for our financial planning and insurance needs, and the experience has been nothing short of excellent. He’s knowledgeable, honest, and truly puts his clients first. What we appreciate most is that Sijo is always available when you need him and never pushes products just to make a sale. In fact, he’ll tell you straight up if you don’t need something—which is rare and refreshing. He focuses on what’s genuinely right for you. If you're looking for someone ethical, reliable, and easy to talk to, we highly recommend Sijo!Posted on Kochouseph TimsTrustindex verifies that the original source of the review is Google. Dr. Sijo Mathew is truly a standout professional in the complex world of insurance. His guidance was invaluable in helping me choose the right policies, and I genuinely appreciate the time and care he took to explain everything clearly. I'm very glad I had the opportunity to work with him.Posted on rayyan rahoofTrustindex verifies that the original source of the review is Google. Sijo explored and shed a light on the things I’ve been thinking about for long time. (life & Critical Illness insurance). He knows how to explain things in simple terms and make it easier to take a decision. He has explained to me about the different aspects of insurance and what and how exactly I need to plan based on my need and circumstances, especially the critical insurance part. He helped me to make it an easy allocation of funds. Gladly recommend Sijo for his knowledge and advice.Posted on Santosh MathewsTrustindex verifies that the original source of the review is Google. PerfectPosted on Pratish ThomasTrustindex verifies that the original source of the review is Google. It has been a pleasure having been connected to Sijo through an acquaintance who was handling my portfolio from the investment company side when she saw that a previous broker had not handled my portfolio well. 5 financial advisors later, I find Sijo's approach grounded and not built on hot air and selling castles in the sky! If you want a reliable advisor, who shall indeed ensure your assets are protected - dont have to think twice. Moreover, I find he is invested in his clients beyond finance and thats always a great thing! A friend in finance indeed! :-)Posted on Abdul AjmalTrustindex verifies that the original source of the review is Google. Sijo is an exceptional professional in the insurance sector, known for his dedication to taking care of those around him. Whether a client, friend, or new acquaintance, Sijo ensures everyone is well-supported. His expertise in wealth planning and insurance is evidenced by his doctorate, making him a trusted advisor. I highly recommend Sijo to anyone looking to secure their financial future.Posted on Bianca JonesTrustindex verifies that the original source of the review is Google. Sijo Mathews is a person who demonstrates a level of professionalism, expertise, and genuine care that is rare in today's market. With a highly professional and deep understanding of the insurance industry, Sijo has the ability to break down complex insurance terms into easily understandable language, which I found particularly impressive. What sets Sijo apart is his commitment to personalized service and that he takes the time to understand your financial situation, future goals, and risk tolerance. This personalized approach ensures that you get tailor made policies. Sijo is always available to answer questions, whether by phone, email, or in person. His prompt responses and clear explanations helps you feel confident and informed every step of the way. Trust is crucial when it comes to choosing an insurance advisor, and Sijo is transparent about all costs, benefits, and potential downsides of each policy. You never feel pressured to make a decision, which makes the entire experience much more comfortable and trustworthy. Even after your policies are in place, Sijo continues to provide outstanding support. This level of follow-up service is a testament to his dedication to his clients' well-being. Working with Sijo has been a truly positive experience. His expertise, personalized service, and unwavering commitment to client satisfaction makes him an exceptional insurance advisor. I highly recommend Sijo Mathews to anyone seeking knowledgeable, trustworthy, and attentive insurance advice. Thank you, Sijo, for your outstanding service. I look forward to continuing to work with you in the future.Posted on Swimmu ZachariasTrustindex verifies that the original source of the review is Google. Had the opportunity to discuss our future and savings plan with Sijo ,who was really helpful in planning and securing a bright and safe future for our family and our children!! Highly recommended to consult Sijo for all your savings queries and to help channelize it in the right direction.Posted on Sree AndrewsTrustindex verifies that the original source of the review is Google. Sijo is an extremely committed human in his personal and professional scenarios. We as a family had been associated with him for more than 7 years. Professionally he has always given us the right advice and taken the effort to make us understand concepts and challenges that can come our way in terms of managing finances and health. He gives us life examples and is committed to diligently remind and follow up with us for our plans. He is an animal lover and i have seen no one so loving and passionate about animal welfare. We are very fortunate to have a friend and advisor in Sijo and look forward to achieving many more milestones with him.Posted on ranjit nairTrustindex verifies that the original source of the review is Google. I couldn't be more satisfied with the exceptional service and expertise provided by Sijo in managing my investments. From the moment I started working with him, it was evident that he possesses an unparalleled depth of knowledge in the field. Not only did he take the time to understand my financial goals and risk tolerance, but he also crafted a customized investment strategy that aligned perfectly with my objectives. What truly sets Sijo apart is his proactive approach to managing investments. He consistently stays ahead of market trends, keeping me informed and empowered to make informed decisions. Whether it's through regular updates, insightful market analysis, or strategic portfolio adjustments, he ensures that my investments are always optimized for growth while mitigating risks. Furthermore, Sijo is not just a financial advisor; he's a trusted partner who genuinely cares about his clients' success. He patiently addresses all my questions and concerns, providing clear explanations and guidance every step of the way. His professionalism, integrity, and dedication to client satisfaction are truly commendable. Thanks to Sijo expertise and personalized approach, I've achieved significant progress towards my financial goals. I have full confidence in his abilities and wouldn't hesitate to recommend him to anyone seeking top-notch investment guidance and support.
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See Frequently Asked Question
What makes you different from other financial advisors?
I don’t do hype or sell get-rich-quick schemes. My approach is rooted in disciplined, long-term financial planning that focuses on value, not just low premiums. I believe in providing protection that lasts, not just the cheapest option.
What types of financial services do you offer?
Life Insurance & Critical Illness cover
Income Protection for self-employed or salaried expats
Children’s University Savings Plans
Retirement & Wealth Planning
Health cover for aging parents in India
Group and corporate insurance for startups and SMEs
Do I really need insurance if I’m young and healthy?
Yes. I thought the same way until I experienced life’s unexpected challenges. If you have people depending on you or dreams you're working toward, protecting those things today is better than waiting for "someday."
Why should I trust you with my financial planning?
I’ve built my career on honesty and clarity. I’m not here to sell you something you don’t need. My goal is to educate and empower you to make smart decisions that protect your life and future. With over 400 families helped, I bring real-life experience, not just credentials.
Do you offer any educational resources?
Yes! I regularly post short videos, real stories, and even some humor on my social media platforms to make complex financial topics easy to understand and relatable for everyone.
How do I get started?
Start by booking a free 20-minute chat through the "Get in Touch" section. There’s no pressure, no jargon — just a conversation to see how I can help you achieve your goals.
What’s the cost of working with you?
The cost varies depending on the type of financial planning and protection you need. The key is that I focus on value — ensuring you’re not paying for things you don’t need, while providing a robust plan that works for your life.
Why do clients call you "The Insurance Godfather"?
Clients refer to me as "The Insurance Godfather" because I’m serious about protecting their future. I don’t use high-pressure sales tactics or push products — I take a straightforward, no-nonsense approach to help people make informed decisions for their long-term security.
What happens if I’m not ready to make decisions now?
That's okay! I’m here to provide value whether you’re ready to act today or just want to learn more. Feel free to reach out when you’re ready, and I’ll be happy to help guide you at your own pace.
Can I get help with both personal and business insurance needs?
Absolutely. I help individuals with personal financial planning and businesses with group or corporate insurance, including startup packages and employee health plans.